The world of electronic payments is constantly evolving, and new forms of fraud can sometimes emerge. At Axepta BNP Paribas, we are here to help you keep your payment environment secure, both for you and your customers.

Recently, a new fraud pattern has been identified involving payments made with smart devices like Apple Pay and Google Pay. To minimize risk, it is important to take a few precautionary measures.

Make Your Cashiers Aware

In suspicious situations, such as repeated cash withdrawals with low-value purchases, it’s wise to encourage your cashiers to ask for ID. If there is a strong suspicion of fraud, calling the police can also be a good step. By staying alert to these signs, you contribute to the safety of your customers and business.

What Can You Do?

Pay attention to cash withdrawals during transactions made with smart devices, especially when small purchases are combined with large amounts of cash. These types of transactions can be a potential red flag. Also, ensure your staff is aware of these signs and knows how to respond.
A well-informed team is better equipped to recognize suspicious situations and take appropriate action.

What are we doing for your safety?

At Axepta BNP Paribas, we take multiple steps to ensure that our payment solutions are secure and meet the highest industry standards. By choosing our solutions, you’re already making a significant step toward maintaining a secure payment environment.

PCI/DSS Compliance:

The payment terminals offered by Axepta BNP Paribas are PCI-approved devices, and our acquiring solutions comply with PCI/DSS (Payment Card Industry/ Data Security Standards). These measures ensure secure processing of sensitive payment information.

Merchants must also assess their own PCI/DSS compliance, whether transactions occur in-store or online. A self-assessment tool is available on the PCI Security Standards Council website here and learn how to comply completely with PCI/DSS here on our website.

EMV Security Standards

Our terminals are fully EMV-compatible, the global standard for chip-enabled payments. This technology provides:

• Enhanced security: Advanced authentication reduces fraud risks.
• Protection against counterfeiting: The chip prevents card cloning.
• International compatibility: Ideal for businesses serving global customers.

EMV technology ensures secure transactions and fosters trust with your customers.

3-D Secure Security Standards:

For online transactions, we offer solutions equipped with 3-D Secure, an additional layer of protection that verifies the cardholder’s identity. This extra step helps prevent unauthorized transactions, offering peace of mind to both merchants and customers.

At Axepta BNP Paribas, we are committed to providing secure and reliable payment solutions, ensuring that your daily transactions run smoothly while prioritizing security. Would you like more information about our products? Feel free to contact us.